superannuation
Have confidence when choosing a firm for superannuation.
Don’t make wealth destroying decisions based on headlines.
Contact the team at Alman Partners TODAY!
“When you have confidence, you can do anything.”
Sloane Stevens
SMSF | Self-managed super fund |superannuation
Self-managed superannuation funds (or SMSF) can be extremely viable for some, but if not managed properly, could end up costing you in the long run. At Alman Partners we help our clients understand the benefits of SMSF and how to properly invest to maximise future returns.
Interested in exploring if a self-managed super fund might suit you? Then it’s time to talk to Alman Partners, your trusted superannuation specialists.
- SMSF Advice
- Self Managed Superannuation funds
- Australian Superannuation
- Superannuation advice
- Superannuation Questions
- SMSF FAQ’s
- Your Superannuation second opinion
“Successful investment is about managing risk, not avoiding it.”
Benjamin Graham
Superannuation
All workers have it. But why is it important to be engaged with your super? Alman Partners can help you build a brighter future with our expert superannuation advice. Australia is one of the few countries in the world to have a three-tier strategy for retirement funding. Australian retirees generally rely on a mix of personal savings, a government pension (such as the Age Pension) and superannuation.
With a population shift occurring (meaning fewer taxpayers to support more retirees) and longer average life expectancy, the government pension will be placed under even more strain moving forward. This means getting involved with your superannuation is an important strategy for funding your retirement. The super system can be quite complex and seeking superannuation advice from a professional is money well spent.
Second Opinion Service
With all the complexity and volatility of today’s financial markets, research shows over 80% of investors don’t really understand their current portfolio’s risk characteristics. They are unsure of where to find objective advice, and generally don’t know what the total costs are.
Alman Partners gives you the opportunity to get a second opinion on your situation. If you are in good shape, we will tell you to stay where you are. Our advisers will also list areas of concern and key issues we have identified, so you can address them with your current adviser.
If we believe we can add significant value to your situation, we will also provide you with a comprehensive proposal, outlining our advice and implementation processes.
Looking for “superannuation”?
Alman Partners True Wealth is a specialist wealth management firm located in Mackay and Brisbane. Since 1985 we have been leading, educating and inspiring our clients to achieve their most important goals. With local Specialists that can assist you with quiries related to “superannuation”, feel free to get in contact with our professional and friendly team.
FAQs
What does a Trusted Financial Adviser do?
What should I look for in a Financial Adviser?
Why do I need a financial plan?
How much do you charge and what do I get?
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Initial Meeting fees are generally $330, however, if you have been referred to our firm from one of our clients or professional associates this meeting will be complimentary.
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Construction & Implementation of Statement of Advice. Should you decide to engage us to provide you with a comprehensive Statement of Advice, we will charge you a one-off fee which will be quoted to you in a detailed Terms of Engagement document.
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Lastly, our clients generally retain our firm to provide ongoing review and advice over many years. This fee will be disclosed in our Terms of Engagement so you can make an informed decision.
If you would like more information, please refer to our Financial Services Guide.
Why do I have to provide so much personal information?
Am I obligated to continue with Alman Partners after the first meeting?
After the plan has been implemented, what happens next?
When do I need to update my Financial Adviser?
Do I need to come into the office for meetings?
Do you have parking facilities?
For our Brisbane clients, we will arrange for a secure car park for your appointment in a nearby parking lot.
What our clients say about us.
Along with in-person meetings at our Mackay or Brisbane offices, we also can meet anywhere in the world using online video conferencing. If you are looking for a specialised firm to assist you with “superannuation” than you have come to the right place.
Where can I get advice regarding superannuation?
Alman Partners Mackay Office
Street Address
8 Brisbane Street,
Mackay Qld 4740
(07) 4957-2572
Alman Partners Brisbane Office
Street Address
Level 6, 307 Queen Street,
Brisbane City Qld 4000
(07) 3112-7880
Alman Partners Head Office is located in Mackay, QLD.
Is a city in the Mackay Region upon the eastern or Coral Sea coast of Queensland, Australia. It is located nearly 970 kilometres (603 mi) north of Brisbane, on the Pioneer River. Mackay is nicknamed the sugar capital of Australia because its region produces greater than a third of Australia’s sugar.
There is inconsistency not quite the location of Mackay past most people referring to it as a part of either Central Queensland or North Queensland. Indeed, much confusion lies within the Queensland Government, with meting out services swine provided through both Townsville (North Queensland) and Rockhampton (Central Queensland). Generally, the Place is known as the Mackay–Whitsunday Region.
In Australia, superannuation or just super is the term for retirement pension help funds. Employees pay deductions from their wage or salary and employers make same regular contributions. Most employees contribute to large funds, either industry funds direct jointly by unions and employers, or retail funds managed by financial institutions. More than a million Australians have a self-managed superannuation fund.
Superannuation is compulsory for all people working and residing in Australia who earn over AUD450 per month. The relation of a person’s superannuation account, or for many people, accounts, is then used to manage to pay for an income stream afterward retiring. Federal feat dictates minimum amounts that employers must contribute to the super accounts of their employees, on summit of customary wages or salaries.
The Australian Government outlines a set percentage of employees allowance that should be paid into a super account. Since July 2002, this rate has increased from 9 per cent to 10 per cent in July 2021, and will End increasing at 12 per cent in July 2025. Employees are then encouraged to complement compulsory superannuation contributions later than voluntary contributions, including diverting their wages or salary allowance into superannuation contributions below so-called salary sacrifice arrangements.
An avoidable matter with Australia’s superannuation system is employees failing to consolidate combined accounts, thus living thing charged multiple account fees. Of Australia’s 15 million superannuation fund members, 40% have multiple accounts, which collectively costs them $2.6 billion in extra fees each year. The federal budget estimates put the number of unnecessary duplicate accounts at 10 million. Plans are in place to assistance consolidation of these accounts. An individual can go without funds out of a superannuation fund behind the person meets one of the conditions of release, such as retirement, terminal medical condition, or long-lasting incapacity, contained in Schedule 1 of the Superannuation Industry (Supervision) Regulations 1994. As of July 1, 2018, members have plus been skilled to go without voluntary contributions made as allocation of the First Home Super Saver Scheme (FHSS).
As of 30 September 2021, Australians have AUD$3.4 trillion in superannuation assets, making Australia the 4th largest holder of pension fund assets in the world.